Know your borrowers, before they borrow
Better data drives better business outcomes and a more harmonized industry.
3
New active liens filed
Geographic Distribution
▲ 13
Highest Draw Highest draw amount outstanding
Balance $0
Highest Balance $63,890
Inspection Activity
Historical inspection
results dictate further
scrutiny and delays.
results dictate further
scrutiny and delays.
4598 Birch St
9823 Jonuvo Road
1186 Raddison St
55 Inverness Way
Welcome to your dashboard,
Andrew Park
REI PERFORMANCE INDEX SCORE
Michael Ray Hudson
Performance Index
TransUnion
Equifax
Experian
Payment History
100% Percentage of payments they’ve made on time
Project Success Rate
89% How much they’re using compared to their total limit
Fraud Detection
0% Cases of reported fraud
Credit Age
7 yrs Total length of credit history
Total Accounts
28 Total number of closed and open accounts
Draw Variance
12% Total number of times a lender has requested a report
Additional Guarantors
4
Previous guarantors used in
financing / collateral management.
financing / collateral management.
4
Multiple new entities formed
A system of record that
powers credit confidence
FRAUD PREVENTION
Historical Operations
API
Fraud Prevention
Risk Alerts: FraudGuard uses advanced network analysis and predictive scoring to
identify bad actors before they slip through the cracks.
Proactive Risk Management: Act early with predictive fraud insights and avoid costly
fraud losses.
Historical Operations
Risk Alerts: FraudGuard uses advanced network analysis and predictive scoring to
identify bad actors before they slip through the cracks.
Proactive Risk Management: Act early with predictive fraud insights and avoid costly
fraud losses.
Connect to the network,
with one click.
All-in-one API with a few lines of code
- Access readily available customized UX/UI..
- Embed directly into your own system.
- REST API access with simple documentation.
PROJECT PROGRESSION
National Coverage. Neighborhood Focus.
Data coverage in all 50 states.
What industry
leaders have to say
“The level of data and automation this provides
lenders, let's us all be much more smarter with
our capital.”
Linda Hyde
President, Association of Private Lenders
“When you can track projects, spend and risk
like this, this will be able to unlock more capital
for our industry.”
Linda Hyde
President, Association of Private Lenders
“When you can track projects, spend and risk
like this, this will be able to unlock more capital
for our industry.”
Linda Hyde
President, Association of Private Lenders
“When you can track projects, spend and risk
like this, this will be able to unlock more capital
for our industry.”
Linda Hyde
President, Association of Private Lenders
Better than the status quo
RE Score
Timeliness of data
Often 90 - 30 days old
1 - 30 days old
Personal + Outside Corporate Interests
Primarily personal
Personal + Corporate Liens, Judgements, Bankruptcies
Primarily personal, with min. corporate credit history unless lien registered
Visibility into Related Entities (Brokers, Appraisers, Inspectors, others)
Primarily personal, other entity connections often not found
Reporting and Analytics
Primarily personal credit history
Fraud Detection
Inadequate fraud risk assessment & bad actor profiles
Frequently Asked Questions
No, we are not a bank. We are a financial technology company that partners with licensed banks to provide our services. Your funds are held at FDIC-insured partner banks, ensuring your money is protected up to $250,000.
You can get started with InstaFi in just a few minutes! Simply download our app, verify your identity with a government-issued ID, and link your bank account. Most users are up and running within 5-10 minutes.
InstaFi offers transparent pricing with no hidden fees. Our basic plan is free and includes essential features like account management, transfers, and mobile check deposits. Premium plans start at $9.99/month and include additional features like investment tools, higher transfer limits, and priority customer support.
Yes! InstaFi integrates seamlessly with popular financial software and tools. We offer API access for businesses, integration with accounting software like QuickBooks and Xero, and compatibility with budgeting apps. Our open banking approach ensures you can connect your existing financial ecosystem.